1. Actions to take immediately
after road traffic accidents
The police must be
notified if people have died or been injured in the traffic accident (phone 17
or 112). The police will then draw up an official report. The police are not
obliged to do this if only material damage has been incurred. One copy of the
official report is sent to the Public Prosecutions Department, and a second copy
to Trans P.V., which in turn will send the copy to the relevant insurers.
Requests for the issuing of an official report are made via the insurer handling
the case or the district court.
After
an accident, the names and addresses of all the parties involved in the accident
and those of any witnesses must be taken down. The insurance details of the
parties involved must also be taken down. Insurance details are given on a
sticker placed on the inside of the car’s windscreen. It is advisable to use
the European claim form (constat amiable)
in these cases. It is important that both parties involved in the accident sign
the form because the form is normally used as evidence. It is also important to
take down the names and addresses of any witnesses as well as to give
information on the facts of the accident. It is also advisable to take a
photograph of the scene of the accident.
NB: Do
not sign the European Claim Form if you do not understand the content!
The same applies to other statements on who is to blame for the accident. You
should not sign the form if there are differences of opinion on the facts of the
accident. In such a case it is advisable to contact the police, even if the
accident only involves damage to property.
2. Legal procedure
If the accident involves a
motor vehicle and a pedestrian/cyclist/passenger, then the
holder of the vehicle is liable for all damage caused as a result of the
involvement of the vehicle in the accident, where a claim of force
majeure has not been permitted. This is laid down in the Act of 5 July 1985.
Pedestrians, cyclists and passengers will be fully compensated for physical
injuries sustained in an accident. Pedestrians, cyclists and passengers younger
than 16 or older than 70 and people who are more than 80% disabled will also
receive compensation for damage to their property.
Compensation in the case of
traffic accidents where only motor vehicles are involved is determined according
to fault liability. The person responsible for the accident is liable for the
damage caused as a result of the accident.
Criminal proceedings
The official police report is
sent to the Public Prosecutions Department, which will investigate the facts of
the accident. Once the investigation has been completed, the Public Prosecutions
Department can make the following decisions:
The victim himself can also
report a traffic offence; the Public Prosecutions Department will then also
institute an investigation.
If criminal proceedings are
instituted, the victim may join the proceedings as a plaintiff claiming damages.
This is a very common procedure in France. The Public Prosecutions Department
will send the victim an avis à plaignant/avis
à victime. This is a notification to the complainant (the victim) to submit
his claim as a plaintiff claiming damages. If the claim for compensation is not
too high, the victim himself or his lawyer may submit a written claim,
substantiated with documentary proof, directly to the court within a period of
24 hours. The victim can also enter his claim directly during the hearing (with
the necessary documentary proof).
No new claims may be submitted
during appeal proceedings. The
court will give judgement on both the criminal proceedings and the civil action.
If the perpetrator is
acquitted, the court may give judgement in favour of the plaintiff claiming
damages. In principle, the civil court is bound by the judgement given in the
criminal proceedings. It is recommended that you make use of the services of a
lawyer.
Civil
proceedings
If it is not possible to claim
damages as a plaintiff in the criminal proceedings, because the Public
Prosecutions Department has dismissed the criminal proceedings or because the
person responsible for causing the damage has died for example, it is possible
to institute civil proceedings in order to get compensation. The case will be
brought before the Tribunal d’Instance
or the Tribunal de Grande Instance,
depending on the amount of the claim.
3. Compensation for
damages/time limits
Claims for compensation can be submitted directly to
the other party’s insurer. If the person who caused the damage is not insured
or has not been identified, then the claim can be submitted to the Fonds
de Garantie Automobile. If the damage involves injury or death, the insurer
of the person who caused the damage must make a final offer for claim settlement
within 8 months of the day on which the accident took place. If the insurer is
not informed about consolidation of the injury within 3 months, the offer will
be regarded as a provisional offer. The amount of the offer must as far as
possible correspond with the anticipated extent of the damage. In such a case,
the insurer must make a final offer within 5 months of consolidation. There is
no obligation to accept the offer. An offer that has been accepted may be
withdrawn within 15 days. If the offer is not accepted, you have to negotiate
with the insurer or institute legal proceedings.
NB: if the offer is accepted, claiming damages as a
plaintiff in the criminal proceedings becomes superfluous. If the insurer’s
offer is clearly inadequate, the victim can refuse the offer by means of a
registered letter with acknowledgement of receipt. A different settlement can
then be requested or legal proceedings can be instituted. In such a case,
assistance by a lawyer is compulsory and the court will determine the amount of
the damages.
An insurer that fails to make an offer, does not adhere to the deadlines for
making an offer or makes an offer that is too low, may be ordered by the court
to pay twice the statutory interest.
A victim must substantiate his
claim as far as possible by means of witnesses, receipts, assessor’s reports
and suchlike. In the case of bodily injury, a medical report by a French doctor
is necessary.
Time limits
Criminal proceedings
The time limit for traffic
violations is 1 year and for criminal offences, 3 years.
Civil
proceedings
The time limit for claims
determined according to fault-based liability is 30 years. Claims based on the
Act of 5 July 1985 (traffic accidents involving pedestrians/cyclists/passengers)
have a time limit of 10 years. The time limit for direct claims against the
motor insurer is also 10 years.
In cases where the victim has
joined the criminal proceedings as a plaintiff claiming damages, the applicable
time limits are those of the underlying criminal case. This is 1 year in the
case of traffic violations and 3 years in the case of criminal offences.
4. Damages to be compensated
The medical costs of
doctors, hospitals and suchlike will qualify for compensation, unless the
victim’s own health insurance will pay these.
Where the victim has suffered
an injury, it is advisable to consult a doctor who will draw up a medical report
on the injury. The basis for compensation in the case of bodily injury is very
complex and can generally only be specified once a medical report has been
submitted.
If the victim has become
occupationally disabled as a result of the traffic accident, a distinction is
made between temporary occupational disability and permanent occupational
disability. Compensation in the case of temporary occupational disability
relates to the concrete financial loss suffered by the victim for the time
during which he was temporarily occupationally disabled. The loss comprises the
financial loss caused by the occupational disability and the psychological
consequences of the injury to physical integrity. In order to determine the
extent of the permanent occupational disability as well as the economic loss
resulting from this, an objective calculation method based on the medical tables
linked to a standardised point system is used. The percentage of occupational
disability, which is determined by a doctor, forms the point of departure for
calculating the loss caused by the permanent occupational disability.
Victims who were not in paid employment at the time of the accident, such
as housewives, students, children etc., are normally entitled to fixed
compensation on the basis of the French statutory minimum wage.
A victim is entitled to
compensation for immaterial damage. This consists of the actual
damages for pain and suffering, plus compensation for loss on account of
mutilation and loss of joy of life. The amount of the
damages for pain and suffering depends on the severity of the injury. The
criteria vary from minor to very serious injuries.
If the victim dies
or becomes severely disabled as a result of the accident, his next of kin can
claim damages for pain and suffering. The degree of relation determines the
amount of the damages
5. Accidents abroad
With effect from 20 January
2003, the 4th Motor Insurance Directive has been in force regarding
traffic accidents outside your own country. Victims of traffic accidents can now
claim compensation in a simple manner from the insurer of the party at fault.
Such claims are submitted to the representative of the foreign insurer in the
country of the victim: the claims representative. Addresses of claims
representatives are available from the Information Centre. The centre can also
provide information on the compensation body that will make payment if the
insurer fails to designate a claims representative or does not respond to a
victim’s claim.
You can find additional
information on this procedure at this website.
6. . Useful addresses
Association des Familles des Victimes des Accidents de la Route (AFVAC)
23 place Foire le Roi F-37000 Tours
Tel: +33 247370735 Fax: +33 247470007 e-mail: marc.sanglier@wanadoo.frFondation Anne Cellier contre l'insécurité routière
125, av. Malakoff F-75116 Paris
Tel: +331 45009535 Fax: 331 45005818 e-mail: contact@fondation-annecellier.orgLigue contre la violence routière
15, rue Jobbé-Duval F-75015 Paris e-mail: lcvr.paris@wanadoo.fr
Site: www.violenceroutiere.org
AGIRA
11, rue de la
Rochefoucault -
F 75431 Cedex 09
Bureau d'information: www.bcf.asso.fr